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About Bell State Bank & Trust

Our bank began back in 1966 as a single location in Fargo, North Dakota. Today, we are the largest independently owned bank in the upper Midwest, and among the top 25 largest privately held banks in the nation. Yet through that growth and success, our roots in community banking and our emphasis that people matter have created a place to work and do business in a family atmosphere and a hometown setting – no matter the size of the community we serve. We truly care about those we serve, focusing on relationships in our “Bell family.” Our team demonstrates those values every day.

Our core business is full-service banking. This includes deposit accounts, consumer and mortgage loans, and commercial loans. Our Wealth Management Division offers investment, trust and estate planning, financial planning and retirement plans for individuals and employers in 48 states. And our HealthcareBank division is one of the nation’s top 10 custodians of health savings account (HSA) deposits.

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What employees say

“Best fulfillment staff in the industry.”
“I am making a difference. Each situation is unique.”
“I have the resources available to me to do my job well. There are many opportunities to get involved in the community, and people outside Bell are impressed at how Bell "gives back."”
“It's meaningful.”
“The way Bell treats the employees. I feel appreciated.”
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Where to find Bell State Bank & Trust
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